Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Comment website and any associated tools, content, or services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

This is a general draft template provided for informational purposes. It has not been reviewed by legal counsel and does not account for any specific jurisdiction, industry regulation, or individual circumstance. You should have this document reviewed and adapted by a qualified professional before relying on it.

1. Overview of the Service

Comment provides AI-supported data analysis tools intended to help users review and interpret publicly available market information. The Service is designed as an educational and informational resource for individuals who are new to capital markets.

Nothing provided through the Service constitutes financial, investment, tax, or legal advice. Any outputs, summaries, scores, or analysis generated by the Service are informational in nature and should not be treated as a recommendation to buy, sell, or hold any financial instrument.

2. Eligibility and Accounts

To access certain features of the Service, you may be required to create an account. You agree to provide accurate and complete information when creating an account and to keep this information up to date.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

You must be of legal age in your jurisdiction of residence to use the Service. By using the Service, you represent that you meet this requirement.

3. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. Without limiting the foregoing, you agree not to:

1
Misuse the ServiceAttempt to interfere with, disrupt, or gain unauthorized access to the Service, its servers, or related systems.
2
Reverse engineerCopy, modify, decompile, or create derivative works based on the Service or its underlying technology, except as permitted by applicable law.
3
Redistribute outputsResell, sublicense, or redistribute analysis generated by the Service as a standalone commercial product without authorization.
4
Provide false informationSubmit inaccurate or misleading information when creating or maintaining an account.

4. No Financial Advice

Comment is not a registered investment adviser, broker-dealer, or financial institution. The Service does not manage funds, execute trades, or hold custody of any assets on your behalf.

All investment and trading decisions you make are made at your own discretion and risk. Capital markets involve risk, including the potential loss of principal, and past data or historical performance does not guarantee future results. You should conduct your own research and, where appropriate, consult with a qualified, licensed financial professional before making any investment decision.

5. Subscriptions and Payments

Certain features of the Service may be offered on a paid, subscription, or tiered basis. Where applicable, pricing, billing cycles, and renewal terms will be presented to you before you complete a purchase.

Unless otherwise stated at the time of purchase, fees are non-refundable. You are responsible for any applicable taxes associated with your use of paid features. We reserve the right to modify pricing with reasonable advance notice.

6. Intellectual Property

The Service, including its design, text, graphics, software, and underlying technology, is owned by or licensed to Comment and is protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use.

7. Third-Party Data and Links

The Service may incorporate or reference data, content, or links from third-party sources. We do not control and are not responsible for the accuracy, completeness, or availability of any third-party data or content. Your use of third-party services or websites is subject to their own terms and policies.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Service will be uninterrupted, error-free, or completely secure, or that any analysis or output will be accurate, complete, or suitable for your particular circumstances.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Comment and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising from or related to your use of, or inability to use, the Service.

In no event shall our aggregate liability for any claim arising from these Terms or the Service exceed the amount you have paid to us, if any, in the twelve months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Comment and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Suspension and Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms or if we determine, at our discretion, that such action is necessary to protect the Service or other users.

You may stop using the Service at any time. Provisions of these Terms that by their nature should survive termination, including disclaimers and limitations of liability, will continue to apply.

12. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms from time to time. Where changes are material, we will take reasonable steps to notify users. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Comment operates, without regard to conflict of law principles. This section is provided as a general placeholder and should be finalized based on your specific legal and regulatory context.

14. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Comment regarding the Service.

15. Contact

If you have questions about these Terms, please get in touch through the contact details provided on our Contact page.